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Start-up Loan

A start-up loan is finance provided to the owners of pre-revenue or early-stage new businesses. It is offered and managed by approved lenders up and down the UK and funded by the British Business Bank.



What are start-up loans?                   

Eligibility and exclusions                   

Benefits and scenarios                     


       Things you can use to secure the finance

Is a start up-loan a good fit for you?  


What are start-up loans?


A start-up loan is a type of loan specifically for new
business owners to launch and grow. Loans range
from £500 to £25,000, with a fixed interest rate of 6%.

Eligibility and exclusions


Start-up loans are available to business owners
whose business has been trading for less than 
three years.

Businesses will initially undergo an online eligibility
check to confirm that they may proceed with an


Benefits and scenarios


A start-up loan is unsecured. 

The scheme is intended for start-up 
businesses, a well-planned business venture
should stand a good chance of achieving

There is also a lot of support given to you 
throughout the application journey, as well
as after the loan has been taken.



These are personal loans, which means the
loan applicant is personally liable for the

This also means that if you are unable to keep
up repayments, it could negatively impact your
personal credit score and your ability to obtain
further credit.

Applicants will be subjected to a personal credit 
check at the outset of the application.

Things you can use to
secure the finance


You don’t need to have any collateral to help
secure a start-up loan. As it is a personal
loan, it means you are personally responsible
for its repayment. 

Think a start-up loan could be a 
good fit for you?


Speak to one of our finance specialists today
to find out how you can get started.

Find out more: 

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