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Invoice Financing for Business

SME invoice finance involves a provider giving you a portion of the money owed to your business by customers. One of many useful business finance options, it allows you to access much-needed cash quickly, providing essential business start-up support.


What is invoice financing for business?


Invoice financing for business is a way to get money fast by using the invoices you've sent to customers as proof that you'll get paid later. It means you don't have to wait for the customers to pay you, and you can use that money right away to run your business smoothly.

Eligibility and exclusions


Businesses that have issued invoices to their customers and have pending payments, usually between 30 to 90 days, from reliable customers are eligible to receive invoice financing for business.


Benefits and scenarios


Invoice financing for small businesses is a quick and easy way to turn your invoices into cash. It can help you pay bills, cover expenses, and invest in new opportunities without waiting for customers to pay.

This is not a typical loan, but a way to use the money you’re already owed to keep your business going.




Since the money you receive through SME invoice finance is based on your customers' payments, there is a risk if they delay or fail to pay you back.

You then might be liable to repay the funder if your customers fail to pay what you’re owed.

Things you can use to
secure the finance


Sales invoices are usually enough to secure invoice financing for small businesses.

Think SME invoice finance could be a good fit for you?


If you’re considering invoice financing for your small business, get in touch with us today. One of our specialists will be able to advise you on how to get started with tailored advice for your business.

This is information, not financial advice or recommendations

The content and materials featured or linked to are for your information and education only and are not intended to address your personal or business requirements. 

The information does not constitute financial advice or recommendation and should not be considered as such.

SimpliFi is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisors, and it is therefore not authorised to offer financial advice. 

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