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Commercial Loan

Often known as business loans - commercial loans are paid back over time and you may be able to agree flexible repayment plans.

 



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What are commercial loans?              
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Eligibility and exclusions                     
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Benefits and scenarios                        
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Risks                                                    
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    Things you can use to secure the finance
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Is a commercial loan a good fit for you?
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What are commercial loans?

 

Often known as business loans - commercial loans 
are those provided by private sector funders. This can
include high street banks and other financial institutions. 
Commercial loans will require you to repay them, with an
element of added interest, over a set period of time.

Eligibility and exclusions

 

Any business or enterprise that is actively trading,
is eligible to apply for a commercial loan.

 

Benefits and scenarios

 

One of the great things about a commercial loan is
that you don’t need to give up a portion of your business
to access the cash. It means you can retain full control of
your business.

Commercial loans are also relatively quick to access,
meaning you get access to cash that helps you grow.

Repayment schedules can also be set up flexibly to suit
your businesses needs.

Risks

 

An important thing to remember with commercial loans,
is that you need to be able to afford to make repayments
on time. If you are unable to make a repayment, this could
impact your ability to access finance in the future.

Things you can use to
secure the finance

 

If you want to access a commercial loan, you can offer
physical assets, equipment or property associated with
your business as ‘security’ for the loan. 

This helps reduce risk for your lender and can lead to
lower interest costs.

Think a commercial loan could be a good
fit for you?

 

Speak to one of our finance specialists today
to find out how you can get started.

Find out more: 

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The information does not constitute financial advice or recommendation and should not be considered as such.

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